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Mortgage Center

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Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.947%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.125%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 4.750%  3.361%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 2.500%  2.814%  0.000%

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Our mortgage loan program includes:

  • Free formal pre-approval and prequalification
  • No prepayment penalties
  • Long-term rate lock-ins – even without a contract
  • Low closing costs

Our mortgage loan options include:

  • Fixed rate loans with terms up to 40 years
  • 80/10 loan to avoid PMI
  • Conventional financing up to 97% with a limit of $417,000; $30,000 minimum
  • FHA Loans – not available at this time

Our mortgage loan benefits include:

  • Free personal consultation with knowledgeable loan officers
  • Automatic debit for monthly payments
  • Online mortgage loan calculators
  • Free Home Buying Seminars – call for details

Purchase Transactions

  • Finance one- to four-family units
  • Loans for primary residences, including condos and townhouses
  • Second/vacation homes
  • Investment properties

Refinance Transactions

  • Closing costs may be rolled in up to 95% total of market value
  • Require at least 5% equity in the property
  • Debt consolidation or equity (cash-out) transaction where loan proceeds are used for other purposes up to 80% of the market value

For more information please contact Lisa Boaz at (636) 720-2495 or (800) 500-6860, ext. 195.

Calculators

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Can I save money by refinancing now?

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