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Our mortgage loan program includes:
- Free formal pre-approval and prequalification
- No prepayment penalties
- Long-term rate lock-ins – even without a contract
- Low closing costs
Our mortgage loan options include:
- Fixed rate loans with terms up to 40 years
- 80/10 loan to avoid PMI
- Conventional financing up to 97% with a limit of $417,000; $30,000 minimum
- FHA Loans – not available at this time
Our mortgage loan benefits include:
- Free personal consultation with knowledgeable loan officers
- Automatic debit for monthly payments
- Online mortgage loan calculators
- Free Home Buying Seminars – call for details
- Finance one- to four-family units
- Loans for primary residences, including condos and townhouses
- Second/vacation homes
- Investment properties
- Closing costs may be rolled in up to 95% total of market value
- Require at least 5% equity in the property
- Debt consolidation or equity (cash-out) transaction where loan proceeds are used for other purposes up to 80% of the market value
For more information please contact Lisa Boaz at (636) 720-2495 or (800) 500-6860, ext. 195.
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